Apply for Financing

Apply for Jaguar Car Financing

Once you've found a new or used Jaguar that suits your Fort Lee lifestyle, it's time to decide whether you'd like to purchase or lease the vehicle. Here at Jaguar Manhattan Certified Pre-Owned & Service, we'll guide you through the car buying process and secure the most competitive financing rates or leasing terms for your budget. Keep reading to learn more about the car financing process. If you have any questions, please don't hesitate to contact us at 332-877-9705.

What Factors Do Lenders Consider?

When you're applying for Jaguar car financing through Englewood-area dealerships, banks, or lenders, there are certain factors that will be taken into consideration. Here are some of the factors that lenders will assess to determine your loan eligibility and your interest rate:

Credit Score
Loan Amount
Cost of the Vehicle
Debt-to-Income Ratio
Loan Term

Leasing vs. Financing: What's the Difference?

Shoppers often want to know, "What's the difference between car financing vs. car leasing?" Both options off their own respective perks, so it ultimately comes down to your financial circumstances and the kind of buying experience you desire. Here's a quick overview of the differences between Jaguar car financing vs. Jaguar car leasing:

Leasing a vehicle typically comes with lower car payments.
When you finance, there are no mileage limits to adhere to. There are also no extra charges for wear and tear.
You can easily upgrade to a new vehicle every few years when leasing.
Financing allows you to make customizations to your automobile.